Visa Invests in Replit to Bring Secure Payments Into AI Agents and Apps

Replit Expands Enterprise Sales as Visa Joins AI Commerce Initiative

Visa has made a strategic investment in Replit, the AI software creation platform, as the payments giant looks to embed its commerce infrastructure into the next generation of developer tools.

The companies said they are working to integrate Visa Intelligent Commerce into Replit’s platform. The goal is to allow developers to build applications and AI agents that can initiate secure transactions and accept payments through Visa’s global network without leaving their development workflow.

The partnership reflects a broader shift in software development. More companies are using AI tools to move from idea to working application faster, while payments firms are preparing for a future in which software agents may transact on behalf of users and businesses.

Visa has already been using Replit internally for prototyping and development. More than 1,000 Visa employees now use the platform, according to the announcement.

As part of the collaboration, Replit is also exploring how agents built on its platform could join Visa’s Trusted Agent Protocol registry. That system is designed to identify agents as Visa-trusted, allowing them to transact across merchant and service endpoints on behalf of consumers.

Visa and Replit said they are also studying machine-to-machine and agent-driven payment experiences. These could support high-frequency, low-value transactions between services as software becomes more autonomous.

Rubail Birwadker, Visa’s senior vice president and head of growth products and partnerships, said the investment reflects a shared view that ecosystems like Replit are powering the next generation of builders and companies. He declared:

“Our investment and partnership reflect a shared view that card payments should be native, secure, and integrated directly into those experiences from the start, so developers can easily build commerce into applications and agents from day one.”

Replit CEO Amjad Masad said Visa’s involvement underscores the company’s push to make coding accessible while maintaining enterprise-grade security and controls. Masad stressed:

“Our continued customer and partner additions in the enterprise bring us closer to a world where any team can go from idea to production-ready software quickly and securely.”

The deal comes as Replit steps up its enterprise expansion. Earlier this month, the company launched self-serve enterprise access, allowing organizations to buy Replit Enterprise directly for contracts of up to $200,000 without speaking to a sales representative.

Customers can access features such as single sign-on, SCIM directory sync, role-based access controls, audit logs, advanced permissions, SOC 2 compliance, and enterprise connectors. Replit said each customer also receives a dedicated account manager from the first day of purchase.

The company said the self-serve model is intended to reduce procurement friction and help large organizations deploy AI-powered software creation tools faster.